This valuable employee benefit enables the employer to provide generous, on-going support for dependents. A multiple of salary cover can be provided at a relatively low cost.
We can advise which insurer to use and ensure the plan is effectively administered. Each year we undertake a ‘market test’ to ensure an employer continues to benefit from the best available premium.
Group income protection
This allows an employer to provide a guaranteed income to employees who are unable to work as a result of illness or injury. Costs can vary depending on a number of factors and we can help you determine the best solution.
This type of policy can be used effectively to attract and retain quality staff.
Private medical insurance
Coping with increased demand and expense is a growing problem for the NHS. Private health cover provides a sense of security so that if an employee becomes ill or needs an operation they can be assured of prompt treatment.
It is essential that you have an understanding of the cover variations before arriving at any decision. We can advise and cater for a wide variety of budgets.
These plans will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.FIND OUT MORE